
NMLS 2473327 · DRE 02076780 · California
Manufactured and mobile homes, mortgages, BMR, commercial and non-QM — we make finding financing for your next home a breeze. Call us for a 5-minute EZ pre-qualification.
866-288-0003Loan Programs
Commercial real estate, mortgage, BMR, ITIN, REO, non-QM and mobile home loans — if a bank told you no, start here.
New and used homes, in a park or on land. Chattel, property and mortgage financing options.
Purchase and refinance for single-family homes, with programs built for buyers other lenders turn away.
Your approved lender for California below-market-rate programs, including HouseKeys and the City of Fremont.
Commercial real estate financing with a straightforward three-step application package.
Shop your coverage early so nothing delays your closing. Homeowner, commercial, bond, worker's comp and home warranty.
We buy, sell and finance mobile and manufactured homes — and we can take the stress out of moving.
Mobile Home Loans
Most lenders stop at the park gate. We finance new and used manufactured and mobile homes located within a park or community — chattel loans, property financing and mortgage financing, so you get the option that actually fits.

Ask Us How

Below Market Rate
The BMR program is designed to serve low- and moderate-income households, gives preference points to people who live or work in the city, and also helps current BMR homeowners refinance, make capital improvements or sell.
For informational purposes: we are the approved lender. We are not affiliated with any housing agency.
Commercial & Investment
Investor and commercial files get their own lane: a three-part package of application, financial statements and your real-estate-owned schedule, reviewed by someone who actually reads it.

How It Works
Call for a five-minute EZ pre-qualification, then finish online. We take care of you from A to Z.
Common Questions
When is the best time to buy or sell? How much house can I afford? It might seem intimidating — our experienced group is here to help.
Yes. In-park financing is our specialty: chattel loans for new and used manufactured and mobile homes located within a park or community, with no land required, on permanent or non-permanent foundations.
Down payments start as low as 5% on manufactured and mobile homes, and there are $0-down options on some programs. Ask us which one your file fits.
Yes — ITIN loans are available, and we have a Spanish-language credit application (Español crédito) for the whole intake process.
Below Market Rate programs serve low- and moderate-income households and give preference points to people who live or work in the city. We are an approved BMR lender and can issue the approval letter those programs require.
Complete the application, upload the requested documents, and authorize the credit report. Most files are ready quickly once those three pieces are in.
3345 Bixler Road, #1304, Discovery Bay, California 94505. Open Monday through Friday, 9:00am–5:00pm. Call 866-288-0003 or 415-424-2726.
Contact
Tell us a little about the property and how to reach you. We'll call you back with the loan options that actually fit your file — usually the same business day.
Lender Friday
3345 Bixler Road, #1304
Discovery Bay, California 94505
866-288-0003 | 415-424-2726
[email protected]
Hours: Monday–Friday, 9:00am–5:00pm. Saturday and Sunday closed.
NMLS 2473327 | DRE 02076780